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Buydown or price cut?

Same seller dollars, two ways to spend them. See what each does to your buyer's monthly payment.

Not a loan offer, rate quote, or commitment to lend.

Your numbers

Enter the deal. The rate starts at the weekly market average; change it to the note rate you expect.

All calculators Production goal, payment, affordability, and buydown calculators.

Gregory Goddard, NMLS #1478824. CrossCountry Mortgage, LLC NMLS #3029 (nmlsconsumeraccess.org). Equal Housing Opportunity.

Estimates only. This is not an offer to lend or a commitment to lend. Rates and payments shown are illustrative, principal and interest only. The buyer qualifies at the note rate. Temporary buydown funds come from the seller, builder, or agent, and the payment reverts to the note rate when the buydown period ends. Seller concession limits vary by loan program. All loans are subject to credit approval and underwriting.